Instarem: Send money abroad

Name: Instarem: Send money abroad
Availability: InStock
Rating: 4.27419376373291 (11116 reviews)
Author: Nium Pte Ltd.

Nium Pte Ltd.

11.1K reviews

Rated for 3+

500K+

Downloads

Rated for 3+

Learn more

About this app

Send money abroad with great FX rates

Join over 1 million customers who trust Instarem.

Founded in 2014 and part of Nium, Instarem is a money transfer and remittance app licensed and regulated in 11 jurisdictions. Whether you’re supporting family overseas, paying installments or sending funds to your own account back home, Instarem makes international transfers simple and secure. Check exchange rates, track your transfers, and stay updated every step of the way.

Why Instarem?
Make international transfers quickly and easily.

• Send money to over 60 countries at competitive FX rates and low fees.
• Most transfers arrive the same day, subject to country, payment method and checks.
• Real-time FX rate checker and rate alerts for your preferred rate.
• Real-time tracking and a transaction timeline on your dashboard.
• Clear, upfront pricing before you send.
• Earn InstaPoints on eligible transfers and referrals and redeem them for transfer discounts.
T&Cs apply.

Regulated and secure
Transfer funds with peace of mind.

• Licensed and regulated in 11 jurisdictions.
• Secure service through a technologically advanced platform.
• Trusted by customers worldwide.

Send from:
SGD, USD, AUD, EUR, MYR, JPY, HKD, GBP, CAD, INR

Send to:
INR, PHP, GHS, CNY, AUD, KES, GBP, LKR, THB, EUR, DOP, VND, COP, CAD, CLP, NGN, USD, PKR, ARS, KRW, MXN, NPR, NZD, PEN, BDT, BRL, GTQ, HKD, MYR, IDR, UYU, UGX, TRY, SGD and more.

Payment and payout methods

Payment methods: Bank Transfer, ACH/Direct Debit, Credit Card, Debit Card, FPX Transfer, INTERAC e-Transfer, Linked bank account, PayID Transfer, PayNow, Wire Transfer, Apple Pay.
Payout methods: Bank Deposit, Cash pickup, Bank Card, DuitNow, Pix, UPI, Debit Card, Alipay Wallet, E-Wallet.
Available methods vary by country and transaction.

Get started in 3 steps

1. Download the Instarem app.
2. Create an account and verify your details.
3. Start sending money overseas.

Need help?
Chat with us 24/7 via Help Centre in the app or visit www.instarem.com

Stay connected:
Facebook: www.facebook.com/GetInstarem/
Instagram: www.instagram.com/instarem/
LinkedIn: www.linkedin.com/company/instarem/
X: www.x.com/getinstarem/

Send money to 60+ countries at transparent rates, with real-time tracking.

Updated on

Oct 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.

This app may share these data types with third parties
Personal info, Messages and 2 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

11.1K reviews

A Google user

March 3, 2020

Changing my review because my first transaction is still having issues until now. It's been 2 days since I made a transfer, the app is easy to use and I was able to complete the transaction in a few minutes. I was expecting that the transfer will be successfully processed within the day as advertised for visa users but until now it is still in 'Returned' status. I had multiple email exchange with the customer service support and also made a call but still no progress. HELP!

46 people found this review helpful

Nium Pte Ltd.

March 4, 2020

Hi Cherry Feliciano, We apologize for the experience you had using InstaReM. Please share your registered ID and contact details and we will look into this on priority. As you know InstaReM is a regulated service provider and every transaction is reviewed for smooth processing.

HC Lok

December 20, 2020

After making 5 transactions over past few months, which takes about on average 2-3 days, now they want me to submit my bank statement. I am making transfers of a few hundred dollars, not money laundering. Customer service is hopeless, you cannot even upload screenshots. Recommend to switch to other more user friendly app, waste of time.

7 people found this review helpful

Nium Pte Ltd.

December 21, 2020

Dear Client, Thank you for writing to us. Please accept our sincere apologies for the inconvenience you may have experienced. Please assist us with your CIN to check your transaction and get back to you.

A Google user

December 10, 2019

This app used to be good and had good exchanged rate too. I had made many transfers before. But the last few transactions is frustrating. I always transfer money to my wife using this app without any problem, but they start to check this and that for my last few transactions, causing delayed for days, while my wife side is waiting for the money urgently. When i asked for a refund of my money, they suspend my account and i couldn't log in at all.

30 people found this review helpful

Nium Pte Ltd.

December 9, 2019

Hi Leon, We apologize for the experience you had using InstaReM. Please share your registered ID and contact details and we will look into this on priority. As you know InstaReM is a regulated service provider and every transaction is reviewed for smooth processing.