Qonto - Business Finance App

45.8K reviews
Content rating
Rated for 3+
1M+
Downloads
Content rating
Rated for 3+
Learn more
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About this app

Qonto makes day-to-day banking easier for SMEs and freelancers, thanks to an online business account combined with invoicing, bookkeeping and spend management tools. With an innovative product, highly responsive 24/7 customer service and clear pricing, Qonto has become the European leader in its category.

Master your daily finances with a powerful business account

- Local IBANS
- Payment cards: spend up to €200,000/month. No hidden costs. Pay online or in-store, at home and abroad: whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
- Transfers: flexible payment methods - from instant SEPA to speedy international transfers - so you can pay and get paid faster.
- Get paid anywhere: accept payments in-store, on the move with Tap to Pay, or online with Payment links. Enjoy faster access to funds with zero friction.
- Transactions: unlimited history and real-time notifications.
- Financing: simplified access to integrated financing options: apply in minutes for our partners financing deals or ease your supplier payments with our in-house financing offer, Pay later.

Unchain your growth with a suite of financial tools

- Invoice management: centralize invoices & receipts in one place; get paid fast and pay your suppliers even faster.
- Spend management: control team spending with budgets, automatic receipt collection & tailored access.
- Bookkeeping: collaborate seamlessly with your accountant by connecting them to our suite of tools; get a full, real-time cash flow overview.
- Cash flow management: track the journey of every euro, forecast cash gaps in the weeks ahead, and see VAT updates in real time; let your unified dashboard translate scattered financial data into an actionable business roadmap.

Follow Qonto for news and company updates.

See what our customers have to say about us at https://www.trustpilot.com/review/qonto.com

Olinda Head Office is registered at 18 Rue De Navarin, 75009, Paris, France.
The account that means business
Updated on
Nov 13, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 5 others
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

45.2K reviews
g f
September 19, 2026
Surrealistic, kafkaesque experiance. One star ist too much, wanted to open an account impossible because of not working app or "support". Handed in the requested documents, automatic email please activate your account and hand in the documents, handed it in again in the app. Day passed same email again, un a.i. in app does nothing but "thinking", tried phone support, wait, kicked out. Reached a person, no effect, again, one person said letters are at qonto, next didn't, lying, unfriendly.
7 people found this review helpful
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Qonto
September 12, 2026
Hello, we're sorry to read your review. We're unable to identify your account with these initials. To help you, please reach out to Anne-Emmanuelle at [email protected] with your company name and a brief description of the issue, we'll get back to you as soon as possible.
Bea
October 30, 2026
Adding AI to a freaking business app with no way to disable it for the account and no way to remove the AI button from the main screen is a horrible decision. You're a business bank that's supposed to give a toss about security.
3 people found this review helpful
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Qonto
November 3, 2026
Hello Bea, We understand this can be frustrating. We are working towards making this better. We would appreciate it if you could send us the details at [email protected]. Best, Your Qonto Team
Souhaib touati
October 1, 2026
Worst customer support ever. I am waiting since 2 weeks to close my NON ACTIVATED account. no one is anwering, their useless chatbot does nothing, no way to contact a real agent, email since 2 weeks not answered. I already switched to Vivid and was functional from day 1.
11 people found this review helpful
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