BHIM Bharat's Own Payments App

1.93M reviews
Content rating
Rated for 3+
100M+
Downloads
Content rating
Rated for 3+
Learn more
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About this app

BHIM (Bharat Interface for Money) is Bharat Ka Apna Payments App—a UPI payment app developed by the National Payments Corporation of India (NPCI). Designed for every Indian, BHIM Payments App makes digital transactions easier, safer, and faster with an intuitive interface and cutting-edge features.
With BHIM Payments App, experience seamless and rewarding payments while enjoying the highest level of security. Built for trust and simplicity, with 12+ Languages, BHIM App ensures that digital payments are accessible to all.
🚀 Why Choose BHIM Payments App?
• A Brand-New Experience – A refreshed; intuitive UI designed for effortless navigation.
• Family Mode – Manage payments for your family in a click!
• Spend Insights – Now easily manage and monitor your expenses, the dashboard way!
• UPI Lite for Small Payments – Make instant, PIN-less payments of upto ₹500.
• RuPay Credit Card on UPI – Use your RuPay Credit Card for secure UPI payments.
• Credit Card on EMI – Shop smarter with easy EMI options on UPI payments.
• UPI Circle – Give freedom to your trusted ones, to make payments even without a bank account.
• Pay Bills Seamlessly – Settle electricity, credit card, gas, recharge FASTag and other utility bills effortlessly.
• Light Mode & Dark Mode – Switch to your preferred theme for a comfortable viewing experience.
• Split Expenses Like a Pro! – Going out with friends? BHIM does the math—split bills seamlessly, and everyone pays their share instantly!
Get Started in Minutes!
Download BHIM & Register using your mobile number
Ensure your SIM is linked to your bank account (for dual SIM, select the correct one).
Have your Debit Card or Aadhaar Card handy to generate your UPI PIN (except for UPI Circle users, who only need a valid SIM).
Visit BHIM UPI Partners to check if your bank is live on BHIM. For more details, visit BHIM Official Website and read the Terms & Conditions before signing up.
Simple and Secure - UPI, Recharges, Bill Payments
Updated on
Nov 10, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info
  • This app may collect these data types
    Personal info, Financial info and 4 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

1.92M reviews
Anil Kumar Singh
September 9, 2026
it's my second review in 4-5 years, you are still the same. This time your transactions are faster, but you are failing on commitment+ no real support. I recharged as per your cashback campaign but you hardly pay any cashback. That's very poor. Old review: It's harassing when you have money, want to make some payments, but not only you get locked but also you keep loosing your Rs. 1.5 (for sending verification messages)"N" number of times without getting unlocked.
38 people found this review helpful
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National Payments Corporation of India (NPCI)
April 11, 2022
Hi, we apologize for the inconvenience. A new version 2.9.5 of BHIM app is rolled out to experience a superior payment service. We request you to please delete your previous versions and reinstall the latest Version 2.9 today. Please feel free to share your feedback at https://www.bhimupi.org.in/get-touch. Warm Regards, Team BHIM.
Ashish Shukla
September 3, 2026
I tried to pay my credit card bill, it fetched the bill and ended up leading to payment failure,now my money is stucked, from bank's end it's successful but my bill isn't paid yet, and this is just one thing, couple of time app doesn't respond at all, if u try to get ur balance no response and at the same time other apps are showing the balances. very disappointed
24 people found this review helpful
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National Payments Corporation of India (NPCI)
September 17, 2026
We are available to help you. Kindly write to us at [email protected] with your mobile number and the transaction details so that we can address the issue swiftly.
SP Aryan Biswal
September 8, 2026
Updating my review: I'm really glad that all my suggestions were considered and implemented. Hats off. It has become one of my primary UPI apps. App animations are still jittery and not smooth. App opening time is slower than other apps. It would be better to have larger digits when typing an amount to send. The scanner page could be better (animation + ui).
22 people found this review helpful
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National Payments Corporation of India (NPCI)
August 28, 2023
Hi, thank you for your suggestion. We have duly noted the same. You can also share your views at https://www.bhimupi.org.in/get-touch or call on our customer care number 1800-120-1740. Warm regards, Team BHIM.

What’s new

Good things just got even better.
Your BHIM experience now comes with a refreshed Profile, an improved Refer & Earn journey, and smarter Search to help you find what you need faster.
We've also enhanced performance and fixed bugs, making BHIM smoother, faster, and more reliable than ever.
More convenience. More simplicity. More reasons to love BHIM.
Update your BHIM App today and explore what's new.