WavePay APP by Wave Money

213K reviews
Content rating
Rated for 3+
10M+
Downloads
Content rating
Rated for 3+
Digital Purchases
Learn more
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About this app

Fast, Easy and Safe Online payments - Myanmar's Leading Mobile Financial Service
WavePay, Mobile wallet application by WaveMoney enabling the inclusion of all users into the digital payment ecosystem, riding on the largest network of ~60,000 agents and 200,000+ merchants. WavePay is one stop solution for all your payment needs:
• Send money to your family and friends using mobile number, including to those who are not on WavePay APP
• Scan QR code and make instant payments at grocery stores, medical shops, electronic shops, restaurants etc.
• Top up or buy packs for your or your family and friends mobile.
• Pay your bills easily – Internet, Solar, Insurance, MFI loans etc.
• Link your bank or MPU cards and easily transfer funds in and out of the wallet easily.
Safe and Secure payments
• Protected with “One Wallet, One Device” (1W1D) feature that enables access of your account from only 1 device at any point of time, keeping your WavePay account safe & secure.
• Set your PIN, which is a 4-digit number, it’s mandatory to set the PIN while creating your account and authorize all transactions using your PIN
• Additional security of 6-digit secret code for money transfer to people who are not on WavePay app. Money can be easily collected at the nearest WaveMoney agent shop by providing transaction ID and 6-digit secret code
Easy Cash-in and Cash-out services
• Easily Cash-in or Cash-out at your near Wave agent shops; more than 60,000 agents across the country are at your service all the time
• Link your bank accounts from our partner banks or any e-commerce enabled MPU cards for easily moving funds in and out of the wallet
Easy Airtime top up and bill payments.
• Top up or buy packs for your mobile and always stay connected with your loved ones. You can top up to any operator mobile number – ATOM, MPT, Ooredoo
• Make your internet bill payments across 30+ providers including ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, Mahar Net, WeLink, Myanmar APN etc.
• Make your loan repayments across 40+ partners including – Aeon, Rent2Own, Early Dawn, Yoma Bank, Mahar Bawga,, Advans, Alliance, VisionFund etc.
• Make your Insurance payments of Prudential, Manulife, Capital Taiyo, Young Insurance, KBZ MS General Insurance etc
• Make your Solar bill payments of OV Solar, Solar Home, Sun King Solar
• Make your healthcare and telehealth service payments of PunHlaing Hospitals, MyanCare, myDoctor, Health4U, T-Fitness etc.
Fast and reliable payments at Online stores
• Make your online shopping payments at Shop.com.mm, OwayFresh and many other trusted partners instantly using WavePay and avoid worries about cash on delivery.
• Order your favorite food or groceries on FoodPanda and pay using WavePay app
Book Hotels & Tickets for Bus, Flights
• Domestic or international; One-way or Round trip – Book your flight tickets on FlyMya, AirKBZ etc and make payments with your WavePay wallet.
• Book online bus tickets - MMBus Ticket, Oway, AungSan, AungMinGalar, Mandalay Gate. Check seat availability & get real-time updates.
• Book hotels before you travel – Memories Hotel, Memories Travel, Balloons Over Myanmar, etc.
• Make hassle free payments for your groceries, medicines, electronics, clothing purchases by scanning Wave QR at 200,000+ merchants.

Contact Us
• WaveMoney Call Centre is available every day 8AM-10PM to provide any assistance. Call 900 from ATOM Numbers (free) or 097900090000 for other operator numbers
To become a business partner, agent? E-mail us at [email protected] or call our call-center
Fast, Easy and Safe Online payments - Myanmar's Leading Mobile Financial Service
Updated on
Oct 27, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Personal info, App info and performance, and Device or other IDs
  • This app may collect these data types
    Personal info, Financial info and 5 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

212K reviews
Evelyn M
August 24, 2021
Lately, almost always stupidly saying "unknown errors" or "something went wrong" even though I entered the correct informations. Worst digital payment application ever! Customer service is terrible, too. They don't even understand the questions we ask. We ask something, they reply another thing.
2,986 people found this review helpful
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phyo hein
November 1, 2025
I paid a phone bill using the Wave Money app and the amount was taken from my account, but the mobile balance never arrived. The transaction does not appear in the app history either. I contacted customer support and was told it’s a network problem, but my operator confirmed there was no incoming payment. Please check your system, show the missing transaction in History, and refund or complete the payment.
387 people found this review helpful
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Thiri Ko
February 8, 2022
Wave app for customers is bloody stupid and always having hell problems. Why is the technical error happening quite frequently and hard to login? This has been to me for a thousand times and the customer service couldn't help me smooth after even taking so many days to get back my account. The staff are useless, helpless and don't deserve to be in the customer serive, they shoud get a reading job instead. Appearing such annoying errors is extremely disappointing. Shame on Wave Money Company.
1,916 people found this review helpful
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What’s new

Refer & Earn is here!
Invite friends, earn rewards together and see who's joined, what you've earned and where you stand on the leaderboard.
Getting started is simpler
Register with improved selfie verification and support for additional documents. Continue where you left off, and resubmit with prefilled details if needed.
Faster, safer, smoother
Enjoy easier sign-ins on trusted devices, improved PIN management, fewer crashes and freezes, faster startup and a smaller app.
Content rating
Rated for 3+
Digital Purchases
Learn more

App support

About the developer
DIGITAL MONEY MYANMAR LIMITED
The Campus, 1 Office Park, Rain Tree Drive, Pun Hlaing Estate, Hlaing Thayar Township, Floor 1A & 2 Yangon Myanmar (Burma)
+95 9 791 009200

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