bunq

41.6K reviews
Content rating
Rated for 3+
5M+
Downloads
Content rating
Rated for 3+
Users Interact, In-App Purchases
Learn more
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About this app

Earn up to 3.11% interest on your savings, paid weekly. Open a Savings Account and start growing your money with bunq today.

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today.

Our Plans

bunq Free - €0/month
Get started with essential banking.

• 3 Bank Accounts to get you started
• 1 Digital Card with Google Pay support
• Scheduled Payments and AutoAccept for requests
• Earn 3.51% interest on USD/GBP savings
• Invest in stocks with ease
• Buy and sell cryptocurrencies in the EEA
• Save up to 90% on roaming costs with an eSIM from bunq

Business features:
• Accept contactless payments with Tap to Pay
• Integration with 50+ bookkeeping tools

bunq Core - €3.99/month
A bank account for everyday use.

All bunq Free benefits, plus:
• 5 Bank Accounts for your everyday needs
• 1 physical card included
• Personalize your physical card to make it uniquely yours
• Shared account access
• Add loyalty cards for quick access
• Unlimited ZeroFX
• 24/7 SOS Hotline for emergencies

Business features:
• Co-founder access
• Shared account access
• Bookkeeping integrations

bunq Pro - €9.99/month
The bank account that makes budgeting easy.

All bunq Core benefits, plus:
• 25 Bank Accounts for effortless budgeting
• 3 physical cards and 25 Digital Cards included
• Personalized budgeting insights and income organiser
• 5 fee-free foreign currency payments/month
• Secondary PIN for multiple accounts on one card
• 20% Discount on stock trading fees
• Student offer: pay €0/month

Business features:
• Add up to 3 employees
• Company Cards (debit or credit) and Tap to Pay access
• AutoVAT

bunq Elite - €18.99/month
The account for your international lifestyle.

All bunq Pro benefits, plus:
• Worldwide Travel Insurance
• 10 fee-free foreign currency payments/month
• 8GB worldwide data
• 50% discount on stock trading fees

Business features:
• Add up to 10 employees
• 500 fee-free transactions/year

Your security = Our priority
Boost your bank security with two-factor authentication and 100% control of cards.

Your deposits = Fully protected
Your money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS).

Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk.

bunq is authorized by the DNB. Our US office resides at 401 Park Ave S. New York, NY 10016, USA.
Mobile banking made easy: budget, spend, save and invest—all from just one app
Updated on
Nov 7, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Location, Personal info and 6 others
  • This app may collect these data types
    Location, Personal info and 8 others
  • Data is encrypted in transit
  • You can request that data be deleted

Ratings and reviews

40.9K reviews
Abhinav Jain
July 14, 2021
It comes very close to be considered a SCAM. The UI is confusing, it takes forever for customer support to respond via and when you do explain it to an agent theychanges very quickly and you have to explain again to a new agent. The worse is that you can hardly do anything with the free account. You can't make a transfer. Even online purchases on Amazon does work!
46 people found this review helpful
Did you find this helpful?
bunq
July 15, 2021
Sorry for your experience, Abhinav! I will make sure to forward your feedback to the respective team. We have actually discontinued our free plans and have introduced an Easy Bank plan which gives you a full bank account plus other great features. You can find out more about it here: https://together.bunq.com/d/44002-easy-bank
Henry Kulikov
August 17, 2026
Predatory app with false advertisement as their choice of "attack". Had the physical card ordered. Once it arrived, tried to add it. Couldnt do it with the free version. Kept asking to upgrade to "bunq core" for 3.99. Read the terms, fair enough, free version doesnt include a physical card, only one digital. Tried adding digital card, same deal, uograde to bunq core, no way around it. If I cant even try it at my own pace for free, not gonna even consider paying.
14 people found this review helpful
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bunq
August 20, 2026
Hey, Henry! Thanks for your feedback. The Free plan includes 1 digital card, usable instantly with Apple or Google Pay. Physical cards and additional digital cards require bunq Core. If you have additional cards, reach out at [email protected] 📩 and we'll help you switch to bunq Free.
Max de Mooij
August 17, 2026
They should change the name from Bunq to Bug. It's full of bugs. Their own QR scanner takes 5 minutes and 12 tries to scan their own QR code. I simply cannot pay for any Ideal transaction with them. Transactions get cancelled for a vague reason about a vendor limit being too low (which isn't the case upon double checking). And the list goes on. The app is full of bugs. Good luck handling your money through this colander app.
7 people found this review helpful
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bunq
August 20, 2026
Hey, Max! Thanks for the detailed report. For cancelled transactions, a vendor limit warning can sometimes appear even when your limit looks correct; it's worth checking both your daily limit and the merchant's settings. Please share screenshots at [email protected] 📩 so we can investigate the QR and iDEAL issues directly.

What’s new

* Your Foreign Currency Savings Accounts now include free withdrawals. If you go over the free number, you'll see the fee before you confirm.
* Changed your name? Update your legal name by verifying with your ID.
* A bunch of other small fixes and improvements to upgrade your overall experience.